On March 12th, the training session "Mutuality and Actuarial Equity" was held by Fernando Ariza, Deputy General Manager; Yiran Du, Bioactuarial Data and Research Technician and alumna of the master's program; and Beatriz Malpartida, Head of the People Department.

Mutualidad is a non-profit insurance company.

The speakers began the session by asking the students what the word "mutuality" inspires in them and then introduced the concept of mutuality, explaining its origin, evolution, and presence in the global insurance sector. They then defined mutuality and discussed the types of products they offer, highlighting their expansion to all graduates and focusing on care and prevention products. The speakers also outlined Mutuality's values and purposes.

Afterwards, the discussion shifted to contemporary mutualism and the risks actuaries must address to continue supporting the community and enhancing people's lives through insurance, including new products related to dependency and prediction. Other expressions of mutualism, such as the social or collaborative economy (for example, crowdfunding) and the inclusion economy with the 7P Rule (protection, price, personalize, predict, prevent, participatory, and population-based), were explored, with an objective to reduce the protection gap based on the 3A Rule (Availability, Accessibility, and Affordability).

Finally, they took the opportunity to introduce certain characteristics of the company (component departments, internal promotion, sought-after profiles, etc.), and Yiran, as a former student, shared insights about her daily work at the company.

A question-and-answer session was then held to clarify doubts and provide attendees with more information.